1. Application conditions:

1. Borrowers who use provident fund personal loans, housing portfolio loans or commercial housing loans to purchase houses with ownership in this city may apply for withdrawal of loans for repayment;

2. Employees who pay housing provident fund for this city, including voluntary depositors;

3. The provident fund account is unique and has not been frozen;

4. The loan intended to be withdrawn for repayment has been repaid normally for one period;

5. There is no unterminated housing provident fund withdrawal agreement (including but not limited to housing provident fund withdrawal and loan repayment agreement, housing provident fund withdrawal and rent payment agreement, and other housing consumption withdrawal agreements, etc.);

6. Except for the loan to be drawn for repayment, there is no provident fund loan that is being accepted or being repaid;

7. To apply for a pure provident fund loan or a portfolio loan to withdraw the loan, the borrower must participate in the withdrawal of the loan and be the first order repayment obligor;

8. Other conditions stipulated by the Municipal Provident Fund Management Committee or the Municipal Provident Fund Center.

2. place of application:

1. Loans accepted before August 1, 2020:

The place for handling pure provident fund loans and portfolio loans is the original loan bank branch;

Commercial housing loans are handled at the outlets designated by the original loan bank.

2. Loans accepted after August 1, 2020:

The place for handling pure provident fund loans and portfolio loans is the original loan acceptance outlet;

Commercial housing loans are handled at the outlets designated by the original loan bank.

3. application requirements:

1. Identity certificate: the original ID card of the borrower and the person withdrawal and repayment; Hong Kong, Macao and Taiwan residents provide the Mainland Travel Permit for Hong Kong and Macao Residents, the Mainland Travel Permit for Taiwan Residents, or the original residence permit for Hong Kong, Macao and Taiwan residents; foreigners, obtain permanent (long-term) residence abroad The authorized personnel shall provide the original passport and the Chinese translated name confirmed by the person’s signature; Hong Kong, Macao, Taiwan and foreigners shall provide the domestic contact information (name, ID number and contact information) and identity documents.

2. Proof of relationship: marriage certificate or household register. For persons from Hong Kong, Macao and Taiwan who have not completed marriage registration in the Mainland, provide the original and photocopy of the marriage certificate notarized by the notary office in the place of residence (Hong Kong, Macao or Taiwan). Married persons in Taiwan can provide Taiwan ID card (see family members details on the back); for overseas registration of a marriage, the original marriage certificate issued by the notary office or competent authority of the country where it is located, and certified by the embassy (consulate) of the People’s Republic of China in that country or the country’s embassy (consulate) in China, If the copy is in a foreign language, the original and photocopy of the translation issued by a formal translation agency shall be provided.

3. For commercial housing loans ,a commercial housing loan contract, loan vouchers, and any repayment vouchers must be required.

4. Other materials required by the Municipal Provident Fund Center.

4. People present:

The borrower and the one in  withdrawal and repayment. If you are unable to be present, you need to provide an entrusted notary certificate issued by a notary public (the relevant entrusted matters should be specified in the notary certificate) and the original ID of the trustee.

5. Handling process:

The application is accepted after one period of  normal repayment of the original loan -sign the power of attorney.

6. Processing time limit:

Finished on the spot.